37040 Homes under $400,000

Welcome to Clarksville, Tennessee, where the charm of Southern living meets modern convenience! Nestled in Montgomery County, the vibrant zip code 37040 is a hidden gem that offers a delightful blend of community spirit, rich history, and a variety of housing options, making it a perfect place to call home.

For those seeking affordable housing without compromising on quality, the 37040 area boasts an impressive selection of homes priced under $400,000. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, you’ll find an array of styles and sizes to suit your needs. From cozy single-family homes with spacious backyards to contemporary townhouses, the options are plentiful and inviting.

Living in Clarksville means enjoying a wealth of amenities right at your doorstep. The city is known for its friendly neighborhoods, excellent schools, and an abundance of parks and recreational facilities. Outdoor enthusiasts will love the nearby parks, hiking trails, and the scenic Cumberland River, perfect for weekend adventures or leisurely strolls. Additionally, the area is rich in culture, with a variety of local shops, restaurants, and entertainment venues to explore.

With its ideal location just a short drive from Nashville, residents of Clarksville can enjoy the best of both worlds—small-town charm with easy access to the vibrant city life. Discover your dream home in zip code 37040, where affordable living meets a welcoming community. Your new adventure awaits!

Newest 37040 Homes under $400,000

$315,000

3 Beds ⋅ 3 Baths ⋅ 3632033 MLS ⋅ ACTIVE Status ⋅ 37040 Zip Code

210 Ardell in the sought-after Cardinal Creek neighborhood is immaculately maintained and has turn-key owner upgrades throughout. Tile backsplash, accent walls, and upgraded lighting are already done so there’s nothing to add after closing. Sunlight fills the open living area, and the views of Spring Creek feel like country living in the heart of Clarksville. The kitchen has stainless appliances and a prep island, which works for weeknight dinners and for hosting. All bedrooms are conveniently located upstairs, including a primary suite with a walk-in shower, double vanity, and large walk-in closet. Out back, a big covered deck is ready for morning coffee or weekend cookouts. The oversized garage has epoxy floors and room for vehicles plus a workshop, home gym, or storage. You’re under 20 minutes from Ft. Campbell and 1.5 miles from Billy Dunlop Park, with Red River access for kayaking, fishing, and hiking. Sellers offering concessions with an acceptable offer, and you’ll get a $1,000 credit when you use the seller’s partnering lender. Schedule your private showing today!

210 Ardell Dr, Clarksville

$235,000

3 Beds ⋅ 2 Baths ⋅ 3631849 MLS ⋅ ACTIVE Status ⋅ 0.46 Acres ⋅ 37040 Zip Code

"Property sold strictly AS-IS; Fantastic opportunity for an investor or savvy buyer. Due to condition, property will likely require cash, a hard money loan, or an FHA 203(k) / Fannie Mae HomeStyle renovation loan.

370 Welchwood Dr, Clarksville

$205,000

3 Beds ⋅ 1 Baths ⋅ 3630452 MLS ⋅ ACTIVE Status ⋅ 0.4 Acres ⋅ 37040 Zip Code

Welcome home to this classic all-brick ranch offering easy one-level living, great outdoor space, and tons of potential! Inside you’ll find a functional floor plan featuring a spacious living room, dedicated dining area, and an oversized kitchen with abundant cabinet and counter space, bar seating, and room to gather. The home offers 3 bedrooms, a full bath with tile finishes, and an attached garage with laundry area plus additional storage space. Outside, enjoy a large fenced yard surrounded by mature trees, complete with a back deck, patio area, and storage shed—perfect for pets, gardening, entertaining, or simply enjoying your own outdoor space. With a concrete driveway, low-maintenance brick exterior, and convenient location close to shopping, dining, and everyday amenities, this home is ready for its next owner to make it their own!

2706 Dove Ct, Clarksville

$329,900

3 Beds ⋅ 2 Baths ⋅ 3631471 MLS ⋅ ACTIVE Status ⋅ 0.17 Acres ⋅ 37040 Zip Code

Nestled inside lovely Summerfield Subdivision and minutes to I-24’s Exit 1 and numerous amenities, 1589 Kestrel Dr welcomes you and yours. Boasting soaring ceilings, stunning finishes, custom built-ins, a privacy fenced backyard and a spacious bonus or 4th bedroom, this home is nothing shy of the perfect fit.

1589 Kestrel Dr, Clarksville

$295,000

3 Beds ⋅ 3 Baths ⋅ 3631438 MLS ⋅ COMING SOON Status ⋅ 0.16 Acres ⋅ 37040 Zip Code

METICULOUSLY MAINTAINED, EXCEPTIONAL OPEN FLOOR PLAN, CUSTOM CABINETRY, AND A MOTIVATED SELLER! Welcome to 717 Backwind Lane in Clarksville, TN! This beautifully maintained 3-bedroom, 2.5-bath home offers 1,619 square feet of thoughtfully designed living space with stylish finishes, incredible storage, and charming features that make it stand out! Step inside to discover a bright, inviting open floor plan perfect for everyday living and entertaining. The beautiful kitchen features granite countertops, custom cabinetry, and plenty of space to gather. One of the home's most unique features is the adorable built-in play area tucked beneath the staircase, offering a fun and creative use of space! Need extra storage? You'll love the spacious semi-finished attic, providing room for all those extras! Step outside to enjoy the covered back deck, perfect for relaxing, grilling, or entertaining, overlooking a backyard enclosed by a wood privacy fence. Additional highlights include underground utilities and a convenient location close to schools, shopping, dining, and everyday essentials. Just minutes from I-24 and approximately 15 minutes from Fort Campbell, this home offers easy access to everything Clarksville has to offer. Lovingly cared for and move-in ready, with a motivated seller, this is one you won't want to miss! Schedule your private showing today!

717 Backwind Ln, Clarksville

$280,000

3 Beds ⋅ 2 Baths ⋅ 3631363 MLS ⋅ COMING SOON Status ⋅ 0.41 Acres ⋅ 37040 Zip Code

THIS IS IT! Look at that curb appeal? This home is something you pull into at the end of the day being proud of. This ranch style house sits on a huge lot (.41 of an acre) with a private fenced in back yard. Walking through the front door you will see beautiful flooring, high ceilings in the living room, and a floor plan that just makes sense. The primary bedroom offers a walk in closet and full bathroom. Walk into the kitchen to find updated cabinetry and newer stainless steel appliances. 1 car garage for extra storage, a flex space or just parking. The real views come from the backyard, with mature trees lining the back of the lot and a new privacy fence. **MORE PHOTOS COMING SOON**

2808 Russet Ridge Dr, Clarksville

$259,900

3 Beds ⋅ 3 Baths ⋅ 3630923 MLS ⋅ ACTIVE Status ⋅ 0.1 Acres ⋅ 37040 Zip Code

Modern living meets outdoor adventure in one of Clarksville’s most connected locations. Experience the perfect blend of modern living and prime location in this stunning new construction community. Just minutes from downtown Clarksville, you’ll enjoy easy walkable access to the RiverWalk, Liberty Park Marina, F&M Arena, and Austin Peay State University, placing dining, entertainment, recreation, and waterfront views right at your fingertips. Each home features thoughtfully designed modern finishes, open-concept living spaces, and a spacious backyard deck, perfect for entertaining, relaxing, or enjoying Tennessee evenings outdoors. Nature lovers will appreciate that the neighborhood backs up to the newly completed Greenway, offering convenient walkability to miles of scenic trails for walking, running, and biking. Whether you’re searching for your next home, a low-maintenance lifestyle, or an investment opportunity in one of Clarksville’s most desirable growth areas, this community delivers location, style, and convenience all in one package.

38 Dixon Dr, Clarksville

$263,500

3 Beds ⋅ 3 Baths ⋅ 3630914 MLS ⋅ ACTIVE Status ⋅ 0.1 Acres ⋅ 37040 Zip Code

30 Dixon Dr, Clarksville

$199,000

6 Beds ⋅ 2 Baths ⋅ 3630900 MLS ⋅ ACTIVE Status ⋅ 37040 Zip Code

Unique opportunity to own a piece of history. Hardwood flooring throughout. Historic architectural detail. Home does need work. R-3 zoning. Home has settled since the 1800s. Cash or conventional loan at this time.

501 E St, Clarksville

$375,000

3 Beds ⋅ 2 Baths ⋅ 3630836 MLS ⋅ ACTIVE Status ⋅ 2.53 Acres ⋅ 37040 Zip Code

Enjoy peaceful country living on 2.53 acres with NO HOA! This well-maintained home offers the space, privacy, and flexibility you’ve been looking for, all while providing a comfortable and inviting place to call home. Step inside to find updated flooring and a spacious living room centered around a cozy fireplace, creating the perfect setting for relaxing evenings or gathering with family and friends. The generous primary suite provides a private retreat with plenty of room to unwind. One of the highlights of this property is the oversized back deck, offering an incredible outdoor space for entertaining, grilling, or simply enjoying the peaceful surroundings. The deck overlooks the expansive backyard and beautiful 2.53-acre lot, giving you plenty of room to enjoy the outdoors and make the property your own. With 2.53 acres, no HOA, updated features, spacious living areas, and abundant outdoor space, this home offers a wonderful opportunity to enjoy a quieter lifestyle with room to spread out. Schedule your showing and come experience everything this property has to offer!

1141 Old Mack Rd, Clarksville

$309,000

3 Beds ⋅ 2 Baths ⋅ 3630740 MLS ⋅ ACTIVE Status ⋅ 0.44 Acres ⋅ 37040 Zip Code

Welcome to 1268 Jostin Drive! This all-brick three bedroom two bath home features hardwood and LVP flooring throughout, fresh paint, newer windows, extra closets, full basement, no carpets and no HOA! Located convenient to everything yet in a quiet, established community, this home is move-in ready and includes all appliances! You'll love the extra closets and storage spaces in this home! Entering through the large covered front porch, you are welcomed with hickory hardwood flooring in the living room and dining room with large windows overlooking the tree-lined back yard. The large kitchen has excellent storage and prep space, and includes a peninsula with butcher block countertops perfect for casual dining and kitchen table projects! The walkout basement features a large paneled bonus room with new LVP flooring, two large storage closets, separate utility room, and an oversized 2-car garage with power garage door openers complete with a utility sink! The basement plumbing is also roughed in to add an additional bathroom downstairs. Out back, you'll find a large back yard with mature trees and amazing landscaping all around! Come see this beautiful home today! Ask about 1% towards lower rate and 1-year home warranty with acceptable offer! VA buyers may qualify for $0 lender fees with preferred lender.

1268 Jostin Dr, Clarksville

$159,900

3 Beds ⋅ 2 Baths ⋅ 3630625 MLS ⋅ ACTIVE Status ⋅ 1.07 Acres ⋅ 37040 Zip Code

AS IS OPPORTUNITY! Brick home with full basement and 2-car garage in established neighborhood of mostly brick homes! 1 ACRE LOT! Seller does not know any details of condition or age of mechanics. Cash, Hard Money or Construction loan only!

401 Warren Cir, Clarksville

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.

37040 Homes under $400,000

Newest 37040 Homes under $400,000

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