Charlotte Homes under $400,000

Welcome to Charlotte, Tennessee – a charming town nestled in the heart of Dickson County. Known for its friendly atmosphere and rich history, Charlotte is the perfect blend of small-town charm and modern conveniences. With its picturesque landscapes and vibrant community spirit, this town offers a peaceful retreat while still being conveniently located near larger urban centers.

Charlotte boasts a variety of recreational opportunities, including parks, walking trails, and local events that foster a strong sense of community. The town's commitment to preserving its heritage is evident in its quaint downtown area, where you’ll find unique shops, delightful eateries, and local artisans showcasing their crafts. The annual festivals and farmers' markets provide a wonderful way to engage with neighbors and celebrate the local culture.

For those looking to make Charlotte their home, you’ll be pleased to discover that there are beautiful homes available for under $400,000. This price range offers a diverse selection of properties, from charming single-family homes to modern townhouses, catering to various lifestyles and preferences. Whether you’re a first-time buyer, a growing family, or looking to downsize, Charlotte has something for everyone.

With its affordable housing market, welcoming community, and abundance of outdoor activities, Charlotte, TN is an ideal place to call home. Explore the possibilities today and discover why so many are choosing to settle down in this delightful town!

Newest Charlotte Homes under $400,000

$379,900

3 Beds ⋅ 2 Baths ⋅ 3629945 MLS ⋅ ACTIVE Status ⋅ 5.02 Acres ⋅ 37036 Zip Code

***A COMPLETE NATURE'S SANTUARY!!!!****BRAND NEW HOME on 5 ACRES+/-****UNEXPECTED PRIVATE + PEACEFUL NATURAL AREA BEHIND THE HOME****Recreation Land that Looks like a State Park behind the Home****Recreation + Lifestyle Ideas: Nature + Walking Trails? Riding ATVS? Hunting? Camping? Firepit Area? Pets? Chickens? ****PERFECT AREA IN THE BACK FOR SHOP OF YOUR DREAMS****Statement Making Home w/ Stunning Interior****Fabulous Open Concept Design*All One Level Living*Impressive Great Room w/ Cathedral Ceiling*Chef's Kitchen w/ Beautifully Upgraded Cabinetry*Full Granite Package Throughout*Upgraded Stainless Steel Appliances*Professionally Staged + Shows Like a Model Home*Completely ON TREND Colors + Selections*1 Year New Home Warranty for Peace of Mind*100% Loans Available on this Brand New Home*Energy Efficient Upgrades*ENCAPSULATED CRAWLSPACE*Primary Suite of Your Dreams w/ Spa Worthy Bathroom*Large Walk-In Closet*UPGRADED WIDE PLANK FLOORING in Main Living Areas*9 Ft. Ceilings or Higher Throughout*100% Complete*YOUR OWN PARK-LIKE PARADISE AWAITS....The Land in Back is Mostly Wooded but a Couple Days w/ a Dozer could clear trails + open more land*Fabulous Outdoor Entertainment Area*This Builder is Well Known for Quality*NO HOA*Dream Location for Nashville or Clarksville Commuters*NEED BIG CITY LIFE? Clarksville or Dickson provide Larger Shopping + Restaurant Experiences + City Life in General*Work from Home??? Dickson Electric is currently installing IGNITE FIBER INTERNET to many Addresses but Buyer to Independently confirm Availability + Timelines*Home is 100% Complete + Ready for Quick Closing***AWESOME COUNTRY VIBE***5 GORGEOUS ACRES+/-!!!!

3033 Bowker Rd, Charlotte

$359,900

3 Beds ⋅ 2 Baths ⋅ 3628050 MLS ⋅ ACTIVE Status ⋅ 1.2 Acres ⋅ 37036 Zip Code

BRAND NEW HOME THAT LOOKS LIKE A SHOW HOME!!! What Sets this Home Apart??? ****Southern Living Front Porch****Large Yard w/ 1.20 Acres+/-****NO HOA****Loaded w/ Luxe Finishes + Upgrades like Statement Lighting*All Upgraded Luxury Vinyl Plank (No Carpet at All)*Encapsulated Crawlspace*Full Quartz Package Throughout*Gorgeous Cabinetry Throughout*Large Pantry*Incredible Curb Appeal****Professionally Staged + Shows Like a Model Home*Feels Like a Custom Home*Fabulous All One Level Living*Impressive Great Room w/ Open Concept Design + Cathedral Ceiling*100% Loans Available on this New Home*Chef's Kitchen w/ Beautifully Upgraded Cabinetry*Custom Mix of Cabinet Sliders + Drawers*Upgraded Stainless Steel Appliance Package*9 Ft. Ceilings or Higher *SPACIOUS + PRIVATE Owner's Suite w/ Spa Worthy Primary Bathroom w/ Double Quartz Vanities*Large Walk In Closet*SPACIOUS DESIGN w/ 9Ft. Ceilings or Higher*Hot Selling Floor Plan*Upgraded Interior Door Package*Upgraded Window Package (Tilting + Insulated)*Concrete Sidewalk*1 Year New Home Warranty*INCREDIBLE YARD*Upgraded Glass Front Door*100% Complete + Ready to Close*****Gorgeous Charlotte Tennessee****The Secret is Out....Buyers from All Over the Country are Coming to this Charming Little Town that was ALMOST the State Capital of Tennessee*Great Place to Call Home + Live at a Slower Pace*CHARMING + HISTORIC CHARLOTTE COURT SQUARE IS A TOTAL VIBE*Laid Back + Easy Going Lifestyle*Work from Home???Dickson Electric Fiber Internet is currently being run to many Dickson Addresses-Buyer to Independently Confirm Availability +Install Dates*See Survey on MLS Media Page*NEED BIGGER CITY LIFE??? Approx. 1 Hour to Downtown Nashville w/ World Class Entertainment, Restaurants + Shopping*Convenient to Nashville International Airport + More*Awesome Country Setting*DREAM LOCATION FOR NASHVILLE COMMUTERS!!!!

1264 Old County House Rd, Charlotte

$359,900

3 Beds ⋅ 2 Baths ⋅ 3628051 MLS ⋅ ACTIVE Status ⋅ 1.34 Acres ⋅ 37036 Zip Code

BRAND NEW "CRAFTSMAN STYLE" HOME w/ Statement Making Interior!!! ****Stunning Home that Feels Like A Pottery Barn Catalog*****Professionally Staged + Shows Likes a Model Home*NO HOA*Large Outdoor Entertainment Area/Yard w/ 1.34 Acres+/-*Hot Selling Location w/ Easy Commute to Nashville (Hwy. 47 to Hwy. 70 to I-40 Access @ McCrory Lane)*Impressive Great Room w/ Open Concept Design + Cathedral Ceiling*Chef's Kitchen w/ Beautifully Upgraded Cabinetry*Upgraded Quartz Countertops*Upgraded Stainless Steel Appliance Package*Large "Walk In" Pantry Room*Custom Mix of Cabinet Sliders + Drawers*9 Ft. Ceilings or Higher *SPACIOUS + PRIVATE Owner's Suite w/ Spa Worthy Primary Bathroom w/ Double Quartz Vanities*Large Walk In Closet*ON TREND Design w/ 9Ft. Ceilings*Beautifully Upgraded Home w/ Luxe Finishes like Statement Lighting*All Upgraded Luxury Vinyl Plank (No Carpet at All)*Encapsulated Crawlspace*Full Quartz Package Throughout*Gorgeous Cabinetry Throughout*Large Pantry*Upgraded Door + Window Package (Tilting + Insulated)*Concrete Sidewalk*100% Loans Available on this New Brand Home*1 Year New Home Warranty for Peace of Mind*Large Yard*Upgraded Glass Front Door*100% Complete + Ready to Close*Incredible Curb Appeal*THE SECRET IS OUT....DICKSON COUNTY IS ONE OF MIDDLE TENNESSEE'S MOST DESIRABLE PLACES TO CALL HOME*CHARMING + HISTORIC CHARLOTTE COURT SQUARE IS A TOTAL VIBE*Enjoy a Lower Maintenance Lifestyle*Awesome Country Setting*Attention to the Details like Gutter Downspouts are Buried away from The Home on All 4 Corners*Front Yard has Upgraded Straw Matting*Work from Home???Dickson Electric Fiber Internet is currently being run to many Dickson Addresses-Buyer to Independently Confirm Availability +Install Dates*See Survey on MLS Media Page*NEED BIGGER CITY LIFE??? Approx. 1 Hour to Downtown Nashville w/ World Class Entertainment, Restaurants + Shopping*Convenient to Nashville International Airport + More**DREAM LOCATION FOR NASHVILLE COMMUTERS!!!!

1268 Old County House Rd, Charlotte

$359,900

3 Beds ⋅ 2 Baths ⋅ 3628047 MLS ⋅ ACTIVE Status ⋅ 1.16 Acres ⋅ 37036 Zip Code

BRAND NEW "FOREVER HOME" w/ LARGE YARD OF YOUR DREAMS + NO HOA!!!! ****Feels like a Custom Home w/ All the Upgrades + Heavy Quality****A Complete Showplace Inside + Out****Large Yard w/ 1.16 Acres+/-*Professionally Staged + Shows Likes a Model Home*Hot Selling-All One Level Floorplan*Statement Making Great Room w/ Open Concept Design + Cathedral Ceiling*Chef's Kitchen w/ Beautifully Upgraded Cabinetry*Custom Mix of Cabinet Sliders + Drawers*Upgraded Stainless Steel Appliance Package*9 Ft. Ceilings or Higher *SPACIOUS + PRIVATE Owner's Suite w/ Spa Worthy Primary Bathroom w/ Double Quartz Vanities*Large Walk In Closet*SPACIOUS Design w/ 9Ft. Ceilings*Beautifully Upgraded Home w/ Luxe Finishes like Statement Lighting*All Upgraded Luxury Vinyl Plank (No Carpet at All)*Encapsulated Crawlspace*Full Quartz Package Throughout*Gorgeous Cabinetry Throughout*Large Pantry*Upgraded Interior Door Package*Upgraded Window Package (Tilting + Insulated)*Concrete Sidewalk*100% Loans Available on this New Brand Home*1 Year New Home Warranty for Peace of Mind*Large Yard*Upgraded Glass Front Door*100% Complete + Ready to Close*Incredible Curb Appeal*THE SECRET IS OUT....DICKSON COUNTY IS ONE OF MIDDLE TENNESSEE'S MOST DESIRABLE PLACES TO CALL HOME*CHARMING + HISTORIC CHARLOTTE COURT SQUARE IS A TOTAL VIBE*Live at a Slower Pace....Laid Back + Easy Going Lifestyle*Work from Home???Dickson Electric Fiber Internet is currently being run to many Dickson Addresses-Buyer to Independently Confirm Availability +Install Dates*See Survey on MLS Media Page*NEED BIGGER CITY LIFE??? Approx. 1 Hour to Downtown Nashville w/ World Class Entertainment, Restaurants + Shopping*Convenient to Nashville International Airport + More*Awesome Country Setting*Attention to the Details like Gutter Downspouts are Buried away from The Home on All 4 Corners*Front Yard has Upgraded Straw Matting*EASY NASHVILLE COMMUTE (Hwy. 47 to Hwy. 70 to I-40 Access @ McCrory Lane*DREAM LOCATION FOR NASHVILLE COMMUTERS!!!!

1260 Old County House Rd, Charlotte

$320,000

1 Beds ⋅ 1 Baths ⋅ 3627171 MLS ⋅ ACTIVE Status ⋅ 5.66 Acres ⋅ 37036 Zip Code

LOOKING FOR A PLACE OF RETREAT, OR TO EXPAND ON, THIS ADORABLE COZY BARNDOMINIUM HAS OPTIONS FOR EXPANSION, OR JUST ENJOY THE SPACE AS IT IS. HOME IS A ONE BEDROOM,ONE BATH, WITH LIVING AND KITCHEN AREAS OPEN TO EACH OTHER, AND A SPACIOUS 2 CAR GARAGE, ALL UNDER ONE ROOF. SITS ON 5.66 WOODED ACRES, JUST 2 YRS OLD. ONLY 10 MIN. TO ASHLAND CITY, AND ABOUT 3 MIN. TO VARIOUS FISHING SPOTS, MAKING THIS A GREAT WEEKEND GETAWAY SPOT. NOTE: PORCH SWING DOES NOT CONVEY!

3514 Hwy 49 E, Charlotte

$329,900

2 Beds ⋅ 2 Baths ⋅ 3623806 MLS ⋅ ACTIVE Status ⋅ 1.3 Acres ⋅ 37036 Zip Code

Cute Country Cottage on 1.3 Acres! Upstairs offers Another 297 SQUARE FEET of FINISHED FLEX Space not include in the square-footage ! This one has been completely remodeled! Beautiful Kitchen with an island and all new stainless appliances. Luxury Vinyl Flooring Throughout! Primary Bedroom has a large walk-in closet and bathroom with a beautiful tiled shower and glass door! Open Floor Plan* Separate Laundry/Mud Room* Outside you will find a 12x14 Deck for entertaining and a covered front porch perfect for rocking chairs* NEW HVAC* NEW Windows* NEW Siding* NEW Roof.

1727 Hwy 49 E, Charlotte

$356,000

3 Beds ⋅ 2 Baths ⋅ 3623478 MLS ⋅ COMING SOON Status ⋅ 1.08 Acres ⋅ 37036 Zip Code

One-level living on 1.08 level acres with a fenced backyard and no HOA in Charlotte, TN. Built in 2023, this 3-bedroom, 2-bath home combines a country setting with Craftsman-style finishes and a practical split-bedroom floor plan. The vaulted living room creates an open, airy feel, while wide-plank luxury vinyl flooring runs throughout. The eat-in kitchen features white Shaker cabinetry, soft-close drawers, quartz countertops, and stainless steel appliances. The primary bedroom includes its own full bath, and both secondary bedrooms offer generous closet space. A separate utility room adds everyday functionality. Enjoy morning coffee on the covered front porch or dinner on the back deck overlooking the spacious backyard with four-plank fencing. With 1,283 square feet inside and more than an acre outside, this Dickson County home brings together modern finishes, single-story living, and room to enjoy the outdoors.

114 Long Rd, Charlotte

$359,000

3 Beds ⋅ 2 Baths ⋅ 3622297 MLS ⋅ ACTIVE Status ⋅ 0.98 Acres ⋅ 37036 Zip Code

Welcome to 117 Cordle Court in charming Charlotte, TN! This inviting one level home offers 3 bedrooms, two full baths, providing comfortable and convenient living. The spacious outdoor setting features a fenced area ideal for chickens, donkeys or other small farm animals. Whether you dream of a mini homestead, gardening or simply enjoying the privacy and tranquility of country living this property offers endless possibilities. This home is only 5 years old and on an acre.

117 Cordle Ct, Charlotte

$399,900

4 Beds ⋅ 2 Baths ⋅ 3619664 MLS ⋅ ACTIVE Status ⋅ 11.38 Acres ⋅ 37036 Zip Code

WOW. HUGE PRICE DROP!! Over 11 unrestricted Acres with a stream running thru it. Perfect blend of Privacy, space and convenience. Or rezone and the possibilities are unimaginable. Minutes from shopping, dining and medical facilities in Dickson, and an easy less than an hour commute to downtown Nashville. Get the best of rural tranquility without sacrificing city convenience. Enjoy the charm of Historic Charlotte, The oldest town in Dickson County. Including local favorites like the annual Dickson County Fairgrounds event and Monthly Art Crawl. This Manufactured home was built in 2020, and features 4 Bedrooms 2 Bath, with a living room and Family room. Includes a 10X20 Storm Shelter. This lot has the trees that you wished you had, from Maple trees, Black Walnut Sugar Maple trees to White and Red Oaks and many, many more alongside Wildlife. Stay in the home while you build your Dream Home.....Contact Us today, the seller is willing to Help toward closing cost, depending on the offer.*****

359 Stage Rd, Charlotte

$399,900

3 Beds ⋅ 2 Baths ⋅ 3619267 MLS ⋅ ACTIVE Status ⋅ 3.26 Acres ⋅ 37036 Zip Code

If you are looking for a LIKE-NEW home in a GREAT LOCATION with ADDED PRIVACY then look no further! This place has been remodeled with BEAUTIFUL 6-INCH HICKORY HARDWOOD flooring throughout the living room, hall, and all bedrooms and closets, and BEAUTIFUL NEW TILE in both bathrooms and entry to primary bath. The walls and trim have been REPAINTED WITH BEAUTIFUL SELECTIONS that make this place look and feel like a new home. APPLIANCES have been UPGRADED and DOG FENCING ADDED to an already FENCED-IN BACKYARD. ELECTRICITY AND WATER HAS BEEN RAN TO DOG PEN AREA for the pets and to aide in watering the garden, etc. DOG PEN has its own GATE FOR ENTRY from inside fenced yard. FRONT GATE has been ADDED FOR ENTRY into backyard and BACK DECK is ENCLOSED with LATCH GATE. STORAGE BUILDING remains and ELECTRICITY has been ran to the storage building. You will find GARDEN BEDS outside the storage building area and a NICE LEVEL YARD for playing, hanging out, enjoying the open sky views, letting the pets roam, gardening, and much more. A WHOLE HOUSE WATER FILTER SYSTEM has been added and stays with the home. You will find many other UPGRADES in this welcoming and modern property. Offering 3 bedrooms and 2 full bathrooms with EXTRA LARGE CLOSETS and an OPEN CONCEPT LIVING, this place lends comfort and added privacy with OVER 3 ACRES OF LAND with a POND and a beautiful MOVE-IN READY HOME that draws you in and lets you know you belong there as soon as you walk through the front door. With a great location close to Dickson and EASY COMMUTES to Nashville or Clarksville, this place is a MUST SEE! Do not go onto property without confirmed appointment and do not enter dog pen area or try to pet the dog, he will bite!

1193 Liberty Rd, Charlotte

$359,900

3 Beds ⋅ 2 Baths ⋅ 3619253 MLS ⋅ ACTIVE Status ⋅ 5 Acres ⋅ 37036 Zip Code

Discover the perfect balance of privacy, comfort, and versatility on 5 beautiful acres in Charlotte, TN! This inviting one-level home offers a desirable split-bedroom floor plan, beautiful hardwood floors, granite countertops, and a vaulted living room that creates an open, airy atmosphere. Thoughtfully designed for comfortable everyday living, the home combines practical functionality with peaceful country surroundings. One of the standout features is the insulated, climate-controlled 2-car garage, offering exceptional flexibility for a workshop, home gym, hobby space, creative studio, or additional recreational area. Whether you need room for projects, equipment, or storage, this adaptable space adds tremendous value. Enjoy the freedom of owning approximately 5 acres without the burden of maintaining all of it! With roughly 1 acre to mow and the remaining acreage primarily wooded, this property offers the best of both worlds: manageable lawn care and natural surroundings ideal for wildlife watching, hunting, exploring, or creating private walking trails. No HOA means added freedom to enjoy your property and lifestyle! Conveniently located near historic Charlotte, with access to shopping, restaurants, parks, and everyday conveniences in nearby Dickson. Enjoy the charm of small-town living while remaining less than 30 minutes from Downtown Dickson and under an hour from Downtown Nashville and Clarksville. RARE OPPORTUNITY! The neighboring 5-acre property is also offered for sale separately, presenting a unique possibility for friends, extended family, or multigenerational living! Imagine purchasing both properties to create a combined 10-acre retreat with independent residences, additional privacy, and room to grow. Motivated seller welcomes offers and is open to negotiating buyer-broker compensation as part of an acceptable offer. Schedule your private showing and discover the possibilities!

3084 Bowker Rd, Charlotte

$249,500

3 Beds ⋅ 2 Baths ⋅ 3618950 MLS ⋅ ACTIVE Status ⋅ 0.49 Acres ⋅ 37036 Zip Code

NEWLY RENOVATED + MOVE-IN READY + UNDER $250K! Don’t miss this beautifully updated 3 BEDROOM, 2 BATH HOME located within the CITY LIMITS OF CHARLOTTE! Featuring NEW FLOORING, NEW KITCHEN CABINETS, QUARTZ COUNTERTOPS, FARMHOUSE SINK, BRAND-NEW STAINLESS STEEL APPLIANCES, NEW BATHROOM VANITIES + BEAUTIFULLY TILED SHOWER IN THE PRIMARY SUITE! Additional updates include a NEWER ROOF, NEWER HVAC + NEW GUTTERS. Enjoy the NICE LOT, CONCRETE DRIVEWAY, COVERED FRONT + BACK PORCHES, CITY WATER + NO HOA! Conveniently located just minutes from Charlotte’s local amenities, approximately 10 MINUTES TO DICKSON, 30 MINUTES TO CLARKSVILLE + LESS THAN AN HOUR TO NASHVILLE! 100% FINANCING OPTIONS AVAILABLE FOR QUALIFIED BUYERS! Currently the ONLY HOME LISTED UNDER $250K WITHIN THE CHARLOTTE CITY LIMITS! Affordable, updated + ready for its new owners!

1005 Briarwood Dr, Charlotte

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.

Charlotte Homes under $400,000

Newest Charlotte Homes under $400,000

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